For a short period of time, Ramsay will absorb the gap between the increased costs of delivering care and the benefits paid by Bupa.
The length of the period varies depending on the type of treatment administered. This table shows when costs will be applied for each treatment type.
There are no additional out-of-pocket costs if you...
|
are admitted for emergency...
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on or before 1 November 2022
|
are admitted for rehabilitation or mental health...
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on or before 1 February 2023
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are admitted for obstetrics or neonatal...
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on or before 1 May 2023
|
are admitted for oncology or renal...
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on or before 1 August 2023
|
are admitted for any other courses of treatment that started before 2 August 2022… |
on or before 1 August 2023 |
pre-book before 2 August 2022 for other treatments (including elective surgery) for admission… |
on or before 1 February 2023 |
pre-book after 2 August 2022 for other treatments (including elective surgery) for admission… |
on or before 1 October 2022 |
If, by the end of that period, Bupa has not increased its indexation rate, there will be additional out-of-pocket costs for Bupa patients. We will advise more about these costs once we receive the relevant information from Bupa.
Patients with health funds other than Bupa
The additional out-of-pocket costs will only apply to Bupa patients. If you have any other health fund, your costs will remain the same.
Changing health funds
If you’re currently with Bupa but would like to change health funds, there are portability rules in the Ombudsman’s Right to Change brochure, which exempt you from having to re-serve the normal waiting periods before you can access benefits. However, you may need to service waiting periods if your new cover has extra benefits or better conditions.
For more information, see the Right to Change brochure here.
Learn more about protecting your cover
Website: www.protectyourcover.com.au
Phone: 1800 MY HEALTH (1800 694 325) Monday to Friday from 9am to 5pm
Email: protectyourcover@ramsayhealth.com.au
Frequently Asked Questions